소개글
독일의 연금제도(영문)에 대한 자료입니다.
목차
1. The social security system of Germany
2. History of pension system
3. Characteristics
4. Current system
본문내용
First Social Insurance
Triple insurance system
Bismarckian welfare
Family oriented
Primary responsibility
Assistant role of nation
89. 6. legislation for disability and an old age
labor worker more than 16-year-old
office worker : low salaries (under 2000Mark)
Insurance premium rate = 1.7 % of wages
In proportion to insurance payment
and payment period : from 70-year-old
In 1908 A policyholder
: 1,500 million / 6,300 million
In 1957 Pension reformation
: respond to the change of all worker’s average wages
: Accumulative method → Benefit imposition method
In 1972 Expansion of obligatory join target
: office worker who earn a large income
: self-employed
In 1975 + disabled person
In 1981 + artist
In 1992 Pension reformation1992
: integration of identified pension laws
: age of payment → Extension
: pension pay → Reduction
: expense of pension finance → Restraint
Purpose : adjustment of pension gap
Budget deficit
Reflecting factor of population aging
: lifespan → period of demand
→ a generation equitableness
Method of regulation → a personal pension
Reflecting duration of infant care
Disability pension reform
Obligatory join target
: whole worker
exemption
: soldier, judge, public-sector worker, low-incomer
if he/she want…
: Germany resident more than 16-year-old
: Germans living abroad
: low-incomer
pension of the old
: 70% of income
pension of the deceased
: partner + child = 60%
: etc = 25%
pension of the disabled
: 66~100%
The oldest system of
Social security of Germany company
A similar to retirement pension(single sum)
: In-company accumulative method
Legal relationship between the employer
and the employees