ofthe SEC apply only to matters that are “material” to the financial condition ofthe company. Therefore, interpretation and application of those provisions relates to the issue of “what is material”.
Item 101 of Regulation S-K requires that companies must disclose material effects that compliance with environmental law will have on earnings, competitive position, and capital expenditu
of grants
Conceptually, grants are payments from a donor government to a recipient organization or an individual. More, specifically, they are a gift that has the aim of either stimulating or supporting some sort of service or activity by the recipient, whether it be anew activity or an ongoing one. Thru this device, government participates in theprovision of a service, while leaving to anther
the international order is focusing to this region gradually. In the 21st century, this region is facing confusion from its transition period and increase of uncertainty. The reason is that, although there are efforts made to ease political tensions among nations by reconciliation between the East and the West on the surface, many countries in the area, is competing each other to have competitive
of rooms, comfort, convenient location, security and safety, quick and gracious service, politeness, room rate, recreation facilities, special care from employees
Callan 1994 Location and image, price and value, competitiveness, accessibility, safety, extra service functions, physical service, leisure facilities, understanding of guests
Haywood 1998 Provision of high quality service and product
provisions by the Singapore government to bring in competition and globalization
DBS’s market position in Singapore
- Huge base of saving deposits: Ranks top in terms of aggregate amount of consumer deposits
- Largest lender with S$28.3b in the interbank market
- Ranked top of banking entities operating in Singapore in number of IPO deals in 2007
Operating in 16 countries throughou