Obesity and Consumer Choice
- 바디사이즈와 소비자 행동의 관계
- 선진국의 비만아 발생률 증가
- 비만이 소비자 사이코그래픽스와 문화의 소비, 제품의 선택에
주는 영향
U.S. Financial Industry
- 고유가 정책과 저조한 직업창출이 소비경향을 누름
- 소비자들의 소비경향이 눈에 띌 정도로 저조
서비스 자체는 외국과 비슷하게 출시되었으나,
보수적 금융 규제로 인해 서비스 상용화 실패
By 2020, 금융시장 30% 핀테크 예측
대규모 오프라인 중심 거래는 금융/ 롱테일 온라인 중심거래는 IT가 주도
사전규제에서 사후책임으로 기술중립성의 바젤협약 준수
작을 때는 유연하게, 크면 적정규
Product differentiation
Since the USGA limitation on dimension, volume, CT, and MOI, most golf club manufacturers were trying to achieve differentiation in drivers either lowering the center of gravity to increase launch angle or by offering clubs with adjustable features.
Nike Golf, Callaway Golf, Nickent Golf, and Nicklaus Golf had introduced drivers using square or other geometric shapes to
financial firms, Korean firms tend to treat their workers in terms of egalitarianism. It’s based on the Korean culture which emphasize on harmony and collectivism. However, their compensation system still guarantee incentives base on the workers’ own productivity rather than traditional wage policies based on seniority adapted in other industries in Korea. Promotion is also based more on the
Financial Analysis on Ratios
There are lots of financial ratios related to a firm. Each ratio consists of different kinds of indexes, therefore it shows various aspects of the company. Of course, ratios do not perfectly represent the firm. As mentioned above, non-financial factors can also affect the firm. However, it does not mean that financial ratios are useless. Ratios reflect the perform