Concept & Characteristics
LifeInsurance
Contract between policy owner and insurer
Insurer agrees to pay a sum of money upon the insured individual’s death or other event, such as terminal illness or critical illness
Two major categories
Protection policies
Investment policies
Characteristics
Two major Characteristics of LifeInsurance
1. Eventual Certaint
● Non lifeinsurance in Korea has the history of about 49 years, at first Chosen Fire and Marine Insurance Company was established in 1922.
● After the last world war, a number of insurance companies were founded to carry on fire or marine insurance, and some companies gradually extended their activities to a host of other kinds of non-lifeinsurance like automobile insurance in nine com
(2) Long Term Care in Korea
In July 2008, Korea introduced social insurance for long-term care. There are several
important demographic and social changes leading to the introduction of long-term care
(LTC) insurance, including the rapid ageing of population as a result of the increase in life expectancy and the sharp decline in fertility. Total fertility rate is below 1.1 in 2005 (NSO,2007).
Then, What is property insurance?
Which covers the risk of property owned by insured person or company.
Subject insured can be house, factory, building, machinery, jewelry, car, ship, air plane… and so on.
Difference between Lifeinsurance and Property insurance in terms of compensation.
Better theoretical explanation is in the online lecture of this week.
Do not just check your
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