Ⅰ. 미국의 연금제도
1. 확정급여형 개혁안(MB안) : PAYG → DB
- 연금보험료를 2% 정도 상향조정하여, 그 증가분을 OASDI 기금화하는 동시에 연금기금의 투자방법을 국가채권 매입부분을 줄이고, 일반주식투자의 비중을 확대시키는 것.
- 연금보험료 인상은 현재의 소비를 줄이고, 연금제도의 재정자립
Concepts The National Pension
The national pension Service was established to provide pension benefits in contingency of old-age, disability or death of a breadwinner with a view to contributing to the livelihood stabilization for the promotion of the welfare of the nation.
Charge
The Minister for Health, Welfare and Family Affairs shall be in charge of the National Pension program
3. Agriculture
Finland's climate and soils make growing crops a particular challenge. The country lies between 60° and 70° north latitude - as far north as Alaska - and has severe winters and relatively short growing seasons that are sometimes interrupted by frosts. However, because the Gulf Stream and the North Atlantic Drift Current moderate the climate, Finland contains half of the world's
Aged people’s education is increasing
Government should divide groups and take education & training
Insufficient training institutions
Makes more and better institutions
Insufficient policies
Makes more programs & policies
4. Financial problem
Considers whether the estimate is too much or not
Social awareness
- Creates more jobs