CO2 emission. We excluded the innate and natural factors here because those factors are not easy to identify the difference between indicators, additionally when there is homogeneity between countries, those factors cannot be the critical variables to evaluate our model for IQ. The following is the definition of our predictors and the expectation of relationship between the predictors and IQ.
What is “Well-being”?
Specific emphasis on healthy life of
themselves and their families
Overall impact on food, clothing and shelter
Value and health-conscious rational consumption
Advancing the process of consumer culture
Healthy body and sound mind lifestyle to pursue a happy life
“Food You Can Trust”
Hippocrates says, Medicines do
Ⅰ. 은행산업의 효율성
은행산업에 있어서 효율성은 거시적 측면과 미시적 측면으로 구분해 볼 수 있다. 거시적 효율성은 국민경제의 운영에 있어 은행산업이 자신의 역할을 어느 정도 효과적으로 수행했느냐를 평가하는 개념적 기준이다. 구체적으로 금융자원의 최적배분에 관한 효율성, 금융서어
ROA and ROE of HSBC
For the next asset analysis we are considering data from the period 2004-2009. First let´s take a look to the principal ratios of the company. ROA ratio for HSBC has decreased since 2007 and this tendency has continued indicating that the bank efficiency to produce profits has diminished. This is mainly due to the rise in operating expenses by 12% that reflected increased