crisis however this ratio was constant due to the strong rates of growth in the markets. After the crisis however continued decrease as a result of tight credit conditions, reduced economic growth and a weak housing market.
The cash to flow assets, this is, the ratio that measures the liquidity of a bank was relatively low before the crisis, with percentages below one. During and after the crisi
Ⅰ. 서 론
현재 지구촌은 기후변화에 따른 거대한 몸살을 앓고 있다. 기후변화란 현재의 기후계가 자연적 요인과 인위적 요인에 의하여 점차 변화하는 것을 말한다. 자연적 요인에는 대기, 해양, 육지, 설빙, 생물권 자신의 내적 요인 외에, 화산 분화에 의한 성층권의 에어로졸(부유 미립자) 증가, 태
- “같은 협상은 없다.”
- 같은 협상가가 같은 이슈에 대해 두 번째로 협상했을 때 역시 두 협상은 매우 다르다.
- 협상의 Board가 변화하기 때문.
➜ board란 협상이 발생하는 국제체제의 환경과 개별 협상의 특성들을 종합한 개념.
- 협상 Board는 거시적, 미시적 관점으로 분석될 필요가 있다.
- 거
1. Environment
1.1 Geographical features/climate
Madagascar is unique: 5% of all known animal and plant species can be found here and here alone. The remarkable fauna and flora is matched by epic landscapes of an incredible diversity: you can go from rainforest to desert in just 300km. A few places on earth offer such an intense kaleidoscope of nature.
Unfortunately, the geographic situation
abbreviation A.P. is one of the 28 states of India, situated on the country's southeastern coast. It is India's fourth largest state by area and fifth largest by population. Its capital and largest city is Hyderabad. Andhra Pradesh is bordered by Maharashtra, Chhattisgarh and Orissa in the north, the Bay of Bengal in the east, Tamil Nadu to the south and Karnataka to the west.
According to the