1. Introduction
1) reason of choice MSA
Health insurance is an insurance that pay medical cost.
We don't know when we sick, what we catch disease or how we sick.
And when medical cost is big, it is a burden on people.
So insurance exist as way to guarantee living healthy.
However, now Korean health insurance face with a crisis.
Our health insurance premium is low, so expenditure of medical
private medical institutions that give medical sevices of high quality for the rich and foreigners.
But they go through difficult because hospitals are almost unsanitary and lack of equipments and most of hospitals organize by government expenditures.
① Public medical institution
Because of too much using of hospitals, there are difficults.(especially tumor and heart related part)
inpatient and outpatient medical expenses to average hospitalization of 540,000 won. Average total medical expenses of the foreign average 940,000 won one of the medical bills and expenses, of the total foreign patients hospitalized ratio is relatively low at 6.5%. 2009 years top countries visited Korea for medical tourism is United States, followed by Japan, China, Russia(복지부,2010).
If
Austria & France :
the (re)allocation of resources for health care between the collector and the payer does not occur.
Belgium & the Netherlands :
the complete national pooling of contributions and a de facto joint expenditure -> reforms have led to the gradual introduction of per capita risk-adjusted allocations to the sickness fund.
Luxembourg :
the Union of Sickness Funds direct
expenditure.
Ⅱ-2. Hospitals
1) Positive- Large Hospitals
According to the policy chairman for the Hospital Association hospital, the rise of private corporations and capital investment to its investors by investing in the hospital management can also rationalize. Thanks to rationalization of management, quality health care service of hospitals for profit rises. This position is that even t