loan limits up to within 20% of all equity capital. Business feasibility, creditworthiness of business practitioners and contractors, then check the overall risk within the scope of required funding is a loan by calculating the appropriate limit. Interestrates and fees will be determined after an internal review. And normally loan is renewable up to 5 years. Methods of repayment classify accordi
Problem developed when the government raised interestrates to contain inflation. Paul Volcker of FRB led retrenchment policy, aiming to reduce inflation. This policy raised interestrate to up to 19% and caused inflation rate of 13.5% (1981) plunge to 3.2%(1983). Therefore, steep increase of interestrate put people with housing loan unable to redeem their loan. Since they were unable to replay
(1) 기업대출 (Commercial and Industrial loans)
기업대출은 주식회사와 같이 영리를 목적으로 하는 기업의 투자자금을 위해서 빌려주는 대출이다. 기업대출의 만기는 몇 주에서부터 8년 이상의 장기에 이르기 까지 다양하며 각 특성에 따라 다양하게 분류할 수 있다.
· 담보대출 vs 무담보 대출: 담보대출은
the net cash flow in the CFS from one year to the next should equal the increase or decrease of cash between the two consecutive balance sheets that apply to the period that the cash flow statement covers.
e. Check the main accounting policies of your company. Choose one interesting/doubtful accounting policy. Then, comment on the chosen accounting policy.
Deposits denominated in U.S.
dollars at Europe banks outside
the United States
Financial asset and even debt
denominated in U.S. dollars
outside the United States
No obligation for the reserve fund
The interest equalization tax
Regulation Q
Glass-Steagal Act
Oil Shock
A spread trade involving the simultaneous purchase of
Futures
Options
expiring on