bank and back.
Come here, you young squirt, come here.
- You want me?
- Whats the idea of throwing that stone?
Any law against throwing stones?
Youre tough? Come here!
What are you hanging around here for,
anyway?
- Would she talk to me?
- Kate?
What for? What do you want?
Just wanna talk to her.
- What do you want, you?
- Nothing.
You live around here?
- In Monterey?
- Salinas.
Whats your name?
bank.
- Oh, but exactly.
Yeah.
The largest and most secure bank
in the territory.
Well, Mr. Mortimer,
I want to assure you our bank here...
has everything...
all the safeguards youre looking for.
I dont doubt that, but I have
a large sum to deposit.
Now, suppose Im a bandit.
A bandit?
A very dangerous bandit
with a gang of killers.
What would be the most
impossible bank for me to rob?
In your cas
Deposit Insurance Corporation) 등은
서브프라임 모기지의 대상 고객인 위험고객군을 다음과 같이 분류함
ㅇ 신용등급 620 미만인 자
ㅇ 30일 이상 연체 기록이 2회 이상 있는 자
ㅇ 과거 5년간 파산(Bankruptcy) 경험이 있는 자
ㅇ 총부채 상환 비율(DTI, Debt to Income)이 50%이상인 자
ㅇ 과거 2년간 체납처분, 상각 경험
bank?
-It was easy.
I mean great.
No, you mean easy.
What?
Youre doing recon work
on our anniversary?
-Tess.
-Let me ask you this:
-Where are you now?
-Casing a jewelry store.
Thats an interesting way to ease back
into society, which was your idea.
-Should I stop painting now?
-Listen.
Lets talk about something important.
I cant find a restaurant for tonight.
-Well, well stay in.
-Really?
-Great.
Bank의 부도 사태 때에 연방준비은행은 이 은행이 다른 은행에 인수될 때까지 유로달러 시장과 환시장에 적극 개입함으로써 이 은행의 부도가 해외의 금융공황으로 번지는 것을 막았으며, 1984년 Continental Illinois National Bank 부도 시에는 민간 은행이 인수하기에는 너무 컸으므로 FDIC(Federal Deposit Insurance Corp
deposit insurance)
지불준비금 의무 (reserve requirements)
자본 요구조건 (capital requirements) 과 자산 규제 (asset restriction)
은행 검사 (bank examination)
최종 대부자 기구 (lender of last resort facilities)
위에 열거된 은행업 안전장치들은 상호 의존적이다. 한 부분의 방만함은
이를 막기위해 다른 안전장치를 가동하
standard (-+1%)
1945. 10 The official won-dollar exchange rate was enacted to 15 won per dollar by U.S. authorities.
1948. 02 The dealing rate about 850 won per dollar was formed after the enforcement of the foreign exchange slip of deposit policy.
1948. 10 After the establishment of a government, the official exchange rate was formed to 450 won per dollar on the basis of (The tenta
major banks and other financial institutions in state and federal court actions regarding letter of credit, lender liability and general contract matters.
Participated in all aspects of discovery, including conducting and defending depositions, and engaged in trial preparation.
Conducted research and drafted briefs and motion papers, argued motions
운영되는 전자자금이체 서비스로는 최초의 가상은행인 SFNB (Security First Network Bank)를 비롯하여 Intuit사의 Quicken, Microsoft의 Money등이 있다.
SFNB는 Quick Pay라는 자금이체서버를 제공하고 있다. SFNB는 미국의 연방예금보험공사(Federal Deposit Insurance Corporation)가 승인한 최초의 인터넷 은행이다.