The largest esset in Malaysia
Extensive domestic branch network
Main task :Deposits, checking accounts, and domestic and foreign currency transfers, loan
Certified Large lending institution in 60’s
Cannot operate a checking account
Main task :consumer lending
Fundsforeign banks + domestic financial institutions -> Merchant bank
Main task :fees through the fee-related bu
bank deposits, etc.
Since its return to China in 1997, politically, Hong Kong has been the special administrative region of People’s Republic of China, but economically, it has enjoyed independent economic system from China with the system of market-based capitalist economy. That’s why business men in Hong Kong are playing the role as network chains of Chinese economic regions without any e
banks are about to face with new rule, which called Capital Market Consolidation Act, This rule might change the whole financial system of Korea and there’re many non-Korean banks in Korea. Korean banks have to compete with them. But Korean banks have serious problem with their earning structure. While advanced foreign banks increase their incomes from the noninterest sector, the domestic bank
sector, Japanese government intervened in the currency market for the first time since 2004 to stem the rise of yen.
Addressing a press conference in the morning in Tokyo, after the government and the Bank of Japan (BoJ) stepped into the market to sell yen and buy dollars, Japanese Finance Minister Yoshihiko Noda said he will continue to watch forex market trends.
The widely anticipated m
은행의 환경변화
핀테크를 앞세운 새로운 경쟁자의 진입과 은행 비즈니스 모델 한계
- 시장의 새로운 진입자
금융 Tech기업, 아마존, 구글, 애플
- 뱅킹의 배제 (De-banked) 현상
: P2P Lending
- 은행 비즈니스 모델 한계
수익성 저하 및 비대면 처리비중 90%
은행의 미래
2025년에는 소비자금융부문은 은