The Actual Total Borrowed Money
= 20,681,010 won
The Total Money I Have to Pay
= 36,327,682 won
The outcome (217,165,875 won) is if you smoke 20 cigars per day.
How about if you smoke 15 cigars in a day?
It’s very simple.
217,165,875 / 20 = 10,858,293.75
(Smoking 1 cigar per day during 60 years)
10,858,293.75 x 15 = 162,874,406.25
(Smoking 15 cigar per day during 60 years)
◆ Modern Society and Web 2.0
Web 1.0 era as the word of "sea of information", we are exposed to a lot of information. Regardless of distance and time, we can easily send information as well as our own private information. Also, the amount of data, in 1989, the European Particle Physics in Switzerland, developed hypertext and MOSAIC invented first web browser in 1993. Those changes helped to
iii. Placing social responsibility at the center of all their business activities
ABN AMRO REAL 社 내부에서도 은행이 사회적 책임을 강조하는 정책을 실행하는 것에 대해 회의적인 시각이 많았다. 비록 은행이라는 금융기업이 특성상 공공성을 가지고 있지만, 수익성 또한 절대 외면하지 않고 추구해야 하는 가치이기 때문
Market analysis
Customer analysis
- Target : 20~40 generations who needs meeting room, studying place or seminar room.
Behavior segmentation
- Students : Sensitive at price → Lower food price.
- Office worker : Less sensitive at price, Sensitive at convenience & facilitation. →Give best at interior.
- Substitute places (Library, Starbucks, Caffe Bene etc) → Pre
한국주택금융공사는 금융기관으로부터 주택저당채권 및 학자금 대출채권을 양도받아 이를 기초로 주택 저당 증권 (Mortgage Backed Securities) 및 학자금 대출증권(StudentLoan - Backed Securities)을 발행, 투자자들 에게 판매함으로써 채권시장으로부터 장기저리의 자금을 안정적으로 조달하여 대출재원을 획기적