(1) What is material?
Certain provisions of the SEC apply only to matters that are “material” to the financial condition of the company. Therefore, interpretation and application of those provisions relates to the issue of “what is material”.
Item 101 of Regulation S-K requires that companies must disclose material effects that compliance with environmental law will have on earnings, c
fraudulent websites
Augmenting password logins
c. Legal Response
On January 26, 2004, the U.S. Federal Trade Commission filed the first lawsuit against a suspected phisher who was a Californian teenager who allegedly created a webpage designed to look like the America Online website, and used it to steal credit card information
US 2005 : Anti-phishing Act of 2005 – although n
서비스 자체는 외국과 비슷하게 출시되었으나,
보수적 금융 규제로 인해 서비스 상용화 실패
By 2020, 금융시장 30% 핀테크 예측
대규모 오프라인 중심 거래는 금융/ 롱테일 온라인 중심거래는 IT가 주도
사전규제에서 사후책임으로 기술중립성의 바젤협약 준수
작을 때는 유연하게, 크면 적정규
The largest esset in Malaysia
Extensive domestic branch network
Main task :Deposits, checking accounts, and domestic and foreign currency transfers, loan
Certified Large lending institution in 60’s
Cannot operate a checking account
Main task :consumer lending
Fundsforeign banks + domestic financial institutions -> Merchant bank
Main task :fees through the fee-related bu
US 2005 : Anti-phishing Act of 2005
UK : Fraud Act 2006
KOREA : No concrete Law
Of respondents
who have heard the term ‘Phishing’
Are confident enough to define the term.
Of total respondents
DO NOT understand the term ‘Phishing.’
Of female / male respondents
Understand the term ‘Phishing’
respectively.
Phishers’ perspective
Financial Profit
Anonymity