and through the build up and release of leverage among financial institutions, firms, and consumers. The Basel Committee is introducing a number of measures to make banks more resilient to such procyclical dynamics. These measures will help ensure that the banking sector serves as a shock absorber, instead of a transmitter of risk to the financial systemand broader economy.
In addition to the
and respond to security incidents. Where permissible, this may involve cross-border information sharing and cooperation.
Ethical standards and conducts: Participants should respect the legitimate interests of others.
Democracy: the security of information systems and networks should be compatible with essential values of a democratic society.
Risk assessment: Participants should conduct
and what do we mean by that? -> 이루어진 평가가 의미를 지니고 있는지, 그리고 그것으로 어떤 의미를 가지는가?
* If we build our risk assessments process to be relatively simple to use, will it produce anything of worth? Alternatively, if we build a comprehensive and complete risk assessment model, will it be so complex as to be impractical, and therefore worthless
Ⅱ. The main
1. Segment Marketing
1.1 Define
Segment Marketing analyze the customer's data based on database and segment customer's information, diversify product or service matching customer's propensity.
1.2 Background
SK Telecom has highly market shares in 1999 years, but has structure weaker than competitors in early 20's market. Considering characteristics of a mobile phone that
risk, however, has been increasing. After successive reductions of interest rates and the lifting of quotas on loans, the expansion of credit accelerated significantly in 2009. In a context of relatively lax risk management, asset quality will be likely to deteriorate with the amount of non-performing loans increasing. With the government ready, however, to recapitalize banks if necessary, system