As a result, the default rate of six credit card firms averaged 28.28%
at the end of 2003. ( Surge in Bad assets and Liquidity shortages)
And the fiasco generated lots of credit defaulters, shaking Asia’s 4th
largest economy.
Overcoming Fiasco
Government: Increasing regulation in the card issuing market
Companies: Employing strict credit risk management strategies
Consumers:
generally had offered people to get the maximum discount rate of 50% of the original price which was extremely risky for them. This policy is come from the quotation “The best solution is a cash flow to increase market share and to be funded daily. It is better to sell more tickets on discount rate than not to sell anything.” However, this was just suicidal for all the companies participated
1. Introduction of the project
1) Purpose of project
Through the project, we want to build extensive knowledge about cruise industry and accounting analysis (common size analysis, comparative analysis, and ratio analysis). We believe that the project makes us accounting experts.
Cruise Industry has grown and continues to grow enormously in scale. It is frequently regarded as a small but sig
1. Introduction
1) General description
At first, our group chose the two middle school textbook; the textbook from keumsung publisher for the 1st and 2nd grade students. We review all the grammar point and sequences of the textbook and find that there are lots of benefits and weakness in them. Also, there exist many parts which the Korean students have difficulty in learning the most, so we
Ⅰ. 신경과 신경생물학
정신분열증, 우울증, 심적외상후스트레스장애(posttraumatic stress disorder; PTSD)등과 같은 정신질환에서 나타나는 증세는 상당히 복합적이어서, 그 치료에 관련된 약물은 주로 도파민과 serotonine계통의 다양한 bioamine 유도체가 임상적으로 이용되고 있으나, 대부분의 경우 부작용을