promote more forward looking provisions
•conserve capital to build buffers at individual banks and the banking sector that can be
used in stress
•achieve the broader macroprudential goal of protecting the banking sector from periods of excess credit growth.
a. Cyclicality of the minimum requirement
The Basel II framework increas
growth during the 20 years after 1955.
Another abrupt demographic change occurred more recently, halting the rapid growth rate. Although Spain’s birth rate remained extremely high into the 1970s, it subsequently decreased. In 2009 it stood at 1.31 children per female, one of the lowest birth rates in the world. As population growth slowed, the average age of Spain’s population increased. By
Free marketing is a kind of marketing technique that companies provide products, services or premium for free. Using this technique, companies aim sales growth, promoting their products, and securing new customers. The goal of free marketing is to secure more customers for brand popularization, and ultimately, increase revenue in the long term. Free marketing includes free introductory samples, r
and 80% of them did so as a form of leisure. This indicates that bicycles are public-friendly, and can be an alternate transportation with great potentials as day life transportation.
3) The reason why riding bicycle more should be promoted
➀ Cities which lost vitality due to automobiles can be refreshed
➁ Solve social problems stemming from car accidents and isolation
• Tea pots or brochures can be used to promote tea sales. Tea pots can be used as a part of interior decoration. Each pot contains different types of tea plants and each table is arranged with different pots with noticeable name tags with them. Brochures can be used to advertise the unique taste and efficacy of each tea. These brochures should be placed at or near each table to make it acce