The NPL ratio of Woori bank has greatly increased from 4Q in 2008 to 4Q in 2010,
because of PF loan (nomal→ non-performing) 1.1 trillion won.
The NPL ratio of Woori(3.34) was greater than the NPL ratio of bank average(1.89) at 4Q in 2010.
It was bad, compared to the NPL ratio of bank average.
What Does NPL Coverage Ratio Mean?Financial ratio measuring a bank's ability to absorb potent
ship : 판매 대리점
Hankuk motor company expanded dealerships in Cheju-island.
(한국 자동차 회사는 제주도에 판매 대리점을 확장했다.)
(11) treaty : 조약
The president of the company signed the treaty.
(회사의 사장은 그 조약에 서명했다.)
(12) advent : 출현
The advent of computer changed many things.
(컴퓨터의 출현은 많은 것들을
mortgage is a system that guarantees stable life for aged farmers. The government lends aged farmers money in security for their own farmland. This system helps farmer who lack money for old age by securitizing farmland fund. Furthermore, FRM aims to strengthen the farming social safety net. These are purpose of the FRM. The FRM is based on Korea Rural Community Corporation and a law of farmland
COSMOS®: Real-Time Package Tracking
COSMOS (Customer Operations Service Master On-line System) is a computerized package tracking system that monitors every phase of the delivery cycle at FedEx. FedEx employees constantly input information into COSMOS by several means.
Customer service representatives enter shipping information into COSMOS through computer terminals, alerting the dispatche
excess liquidity and bubble economy caused by cheap money policy
-IT bubble collapse and recession caused by 911
-explosive increase of housing loan caused by low interest policy
-ultra low interest → excess liquidity → bubble economy
Sub-prime and collapse of housing bubble
home mortgage raised spending but created consumer debt
housing boom turn into bubble
default on mor