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분야
pptFrom Prosperous past to Serious present
2. Reason
Macro variables
Micro variables
Moral Hazards
3. Similar Kind of Crisis in Overseas : S&L Crisis
4. Conclusion
Causes of S&L crisis in Korea
Resolution & summary
Savings and loan crisis : similar crisis of Korean savings bank crisis
Originally non-for-profit organizations,
built to help working-class purchase
homes
S&L organizations grew rapidly,
as the generation of baby boomers
started purchasing houses
S&L banks asked Congress to remove restrictions of their business in order to expand their business : Deregulation
As the competition between S&L banks became severe, expanded business, they started to lend mortgage to the people with low credit rating
