(1) Commercial Banks
influential through lending practices and providing information to small and medium sized enterprises
(2) Investment Sector
can influence over large companies
(3) Insurance Sector
have influence by pricing various types of environmental risk and to help pay for environmental damages
(1) Framework to develop new services
(2) Risk management capacity
(3) Access to
of crime would be decreased too. Secondly, It is required to re-educate the criminals. According to the research, the rate of second offense for the sexual abuse was larger than 60% in Korea. In order to prevent the other victims it is necessary to continue reeducation and medical, mental treatment for several years. Lastly, whether the law changes or not, the most influential solution to prevent
of winter is -10℃ and that of summer is 16℃. The severe cold of Russia winter has a wide influence on Russian’s various activities like food, clothing and shelter.
3) Geographical features
The geography of the Russia is quite various. While the southeast is a tough mountainous district, the northwest is an open field. The Ural Mountains is in the middle of Russia. Also, there is Central S
of 2005 – although not implemented, under this law those who created fake web sites and sent bogus e-mails in order to defraud consumers would be subject to fines of up to US$250,000 and prison terms of up to five years.
UK : Fraud Act 2006 - general offence of fraud that can carry up to a ten year prison sentence, and prohibits the development or possession of phishing kits with intent to
facts would have altered the ‘total mix’ of information available to the investor.” Thus, a matter is generally thought of as “material” if a prudent investor would reasonably want to know about it. Size of the company could be relevant. And other factors such as compliance with regulatory requirements or concealment of an unlawful act could and should be brought into considerations.