① 열거담보 Named-peril policy
② 포괄담보 All risks policy
기본적 위험(Basic form)
: 일반적인 위험을 담보(화재, 낙뢰, 폭발, 연기, 폭풍, 소요 등)
확대 위험(Broad form)
: Basic form에 추가적인 위험을 담보(누수피해, 낙하물질 등)
- 전위험담보(Special form)
: 증권상에 면책(Exclusion)으로 하고 있
form if their economical structures are complementary. If they are competitive, they will choose customs union.
Unlike a customs union, members of a free trade area do not have the same policies with respect to non-members, meaning different quotas and customs. To avoid evasion (through re-exportation) the countries use the system of certification of origin most commonly called rules of origi
form industrial after the latter half of 1980's. On first, producing job and white-collar worker supply and demand disproportionate is getting.
Arrest difficulty gets worse in case of low-educated people producing jobs, on the other hand, application difficulty is getting worse in case of highly-educated people white-collar worker. That caused sharp wages rise of a short period around short t
(1) Bubble increase of the housing industry.
Following is the background of Bubble increase of the housing market.
Easy Money Policy of FRB(Federal Reserve Board)
In the housing industry of USA formed mortgage-system, the interest-rate is the factor that decide market price and adjust the demand and supply of the housing market, and also is main channel of currency policy.
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formula which triggers a change when certain conditions are met (like need for adjustment for inflation), while others prefer not to use a preset formula and change exchange rate frequently to discourage speculations.
• Exchange rate within crawling band
It permits exchange rate of one’s currency moves within fixed band from the exchange rate standard in the short term.
Periodically,