Savings bank suspension
: a suspension ofbanks which are below
standard of BIS capital adequacy ratio
A lot of savings banks
are suspended in 2011
Depositors
more than 50 million won and
subordinated bond-holders
lost their principal
Charter value
: the value of a bank being able to continue to
do business in the future.
Charter value would be lost in case ofbankru
Companies have their own Enterprise Information System(We will call it EIS), and it is composed of several components. We can divide them into two main parts - Internal EIS and external EIS. Especially, external EIS connects the internal EIS and external environment of the companies - ① Customers, the front end of the EIS, and ② Suppliers, the back end of the EIS. From these external EIS, com
c. Business development
Ellison took inspiration from the 1970 paper written by Edgar F. Codd on relational database management systems (RDBMS) named "A Relational Model of Data for Large Shared Data Banks". He had heard about the IBM System R database from an article in the IBM Research Journal provided by Ed Oates (a future co-founder of Oracle Corporation). System R also derived from Codd's
of interest for the loans is the PF.
- Project Financing(PF)
PF is a loan product to support real estate development project for land purchase money, cost of construction, working expense and so on. Before lending, the bank assesses the project about development feasibility and future cash flow analysis and holds the land as collateral. Qualifications for a loan are given to corporations and ow
of Nikkei 225 futures contracts
listed on the Osaka Securities Exchange in Japan and the Singapore International Monetary Exchange. Consequently, almost all risks are hedged and the arbitraging strategy is not very risky. Certainly it would not have bankrupted the bank.
Loss at Arbitrage
Because of operational mistake
Due to a series of internal and external events,