adequacy ratio
A lot of savings banks
are suspended in 2011
Depositors
more than 50 million won and
subordinated bond-holders
lost their principal
Charter value
: the value of a bank being able to continue to
do business in the future.
Charter value would be lost in case of bankruptcy
because bank cannot manage bank anymore
It has the ability to reduce moral hazard.
Definition: Homosexuality
What is homosexuality?
Homosexuality is romantic or sexual attraction or behavior between members of the same sex or gender
The most common term to refer homosexual people are ‘gay’ and ‘lesbian’.
The symbol for homosexuals is rainbow.
The first known appearance of homosexual in print is found in an 1869 German pamphlet by the Austrian-born novelist
Ⅰ. Intro(problem statement)
Crime damages nation’s property and life, but also makes fear that limit personal behavior. Despite of this harmfulness, today, we can see news that covers crime every times we turn on television. It means crime become more frequent and serious. So regarding this harmfulness and situation, we decide to discover what impact on criminal rate.
Specifically, we focu
morals 하고 싶지는 않았다. For fear of the consequences 때문에.
1. College part time -> she became aware of how she has limited herself, how she has fostered her family’s dependence on her, and how frightened she is of branching out from her roles and mother and wife.
2. a course in introduction to counseling -> Ruth is not clear at this point who she is
3. physical symptoms
Theory of leaderships
Transactional and Transformational Leadership
Transformational Leadership
Enhance the motivation, morale and performance of followers
Connect the follower's sense of identity and the collective
identity of the organization
Understanding the strengths and weaknesses of followers,
optimize their performance
Transactional Leadership
P
1. Discipline
objective
Discipline vs. Punishment
Importance of discipline
Relegate punishment
The concept ‘Discipline’
Submission to rules
The structure of what has to be learnt
① The subject matter itself
② the manner of learning something
③ obtain for the efficient operation of schools
④ overlapping with moral nature and apply outside of school as well as inside
moral hazard)에서 기인하는 부실경영, 과잉투자, 금융부문의 부실 등 위기국가 내부에서 원인을 찾는 시각이다. 이러한 시각은 IMF를 비롯한 많은 정통경제학자들이 갖고 있는 시각이다. 크루그만(P. Krugman)은 도덕적 해이를 강조하는 대표적인 학자이다. 다른 하나는 외인론으로서 아시아 국가들의 금융위
의도된 메시지나 주장을 이해
④ 수용(yielding) : 커뮤니케이션에 호의적으로 반응
⑤ 의도(intention) : 커뮤니케이션이 의도하는 바람직한 방식으로 행동할 것을 계획
⑥ 행동(behavior) : 커뮤니케이션이 의도하는 바람직한 방식으로 실제 행동
-Yale 대학의 McGuire
업적을 읽고 심리학을 공부하기로 결심을 하였다. 1931년 심리학 박사 학위를 받고 그는 당시의 손다이크(E. E. Thorndike, 1874-1949)의 학습 이론, 커브나 톨만(Edward Chance Tolman, 1886-1959)의 의도적 행동주의(Purposive behaviorism) 그리고 파블로프의 실험 등을 바탕으로 심리학의 행동주의 학습이론을 체계화시켰다
Libido – sexual energy
Structure of Personality
Id: pleasure principle
Ego: reality principle
Superego: moral principle
Defense Mechanism
operates in an unconscious level
when there is a conflict between id, ego, and superego
denies or distorts reality
Psychosexual stages
Oral stage
Anal stage
Phallic stage
Latency stage
Genital stage