2. Vision and Culture
2-1 Vision statement
Shining Stars will provide values based on the ‘shining’idea of students, such as:
- tiny delight experience in daily life
- develop student’s creativity
- reminding the warmth of HGU to various customers
2-2 Culture
Shining Stars는 특정 규칙들을 중심으로 영업 시간내의 활동을 제한하지 않
ration filed plans to raise up to $1.15 billion in an initial share sale. Hyatt plans to list the shares on the New York Stock Exchange under the symbol H. According to the filing, Mark S. Hoplamazian will serve as CEO and Thomas Pritzker will serve as Executive Chairman. The public offering is a result of the breakup of the Pritzker family empire. Accused of looting family trusts, Thomas and Cou
financial derivatives, which are enabled to trade in the market while consisting of separating the credit risk only to the holder of basic property inheriting credit risk such as bonds and loans.
Basically, it is a contract that the protection seller transferred credit risk provides the amount of loss to the protection buyer if credit events promised in advance occur before the expiration whil
Examples – 소송, 상품적 결함, 다양한 기술적 혁신과 같은 특정기업에만 존재하는 고유의 위험
요구수익률에 거의 영향을 미치지 못한다.
- 분산투자를 통해 제거 가능하기 때문
예를들어,
위험투자의 주식시장의 가치가 국채를 10% 능가하고 주식의 Beta 계수가 1.25라고 할때
두산건설
두산건설의 재무제표를 살펴보면 2008년을 제외하고 EPS가 꾸준히 성장하는 것을 볼 수 있는데 이것은 두산이 꾸준한 성장을 하고 있다는 것을 알 수 있고 이것을 뒷받침하는 두산의 최근 동향을 살펴보면 2010년 8월 두산건설이 두산 메카텍을 흡수합병을 하기로 동의하고 11월 합병을 통해 201
ration was limited and contained
Company payment behavior has shown limited worsening centered on the transition period between 2008 and 2009. The fact that the economy enjoyed four years of strong growth between 2004 and 2007 is a factor.
PAYMENT INCIDENT INDEX
▪ A country of High CR: China
▪ RISK ASSESSMENT
Good resilience in 2009 thanks to the economic stimulus
ratio (PSR) is 4.23.
This is 1.5 times higher than the average of 10 companies’ PSR (2.67). We should think carefully whether Apple’s future growth is considered as good or its stock price is evaluated just high. Finally, we used price book ratio (PBR) to judge that stock price is proper. PBR is 5.77 and it is higher than 10 companies’ average (4.011).
⑤ Conclusion of the quantity an
year
263424 sells in 2011(각 점포당 하루에 몇 잔 씩 팔릴지 가정한 것 설명)
Beginning cash balance: $350,000
Financial and Economic Analysis
-Expected sales: 263,424cups
-Expected price: $3/cup
-Length of term loan: 5years
-Interest rate on term loan: 6%
-Interest rate on LOC loan: 9%
-Income tax rate: 35%
-Risk free rate of return: 4.3%
-Terminal value: $365,800
Please look at the attached excel file
“Asset&Liability Management” for specific ratios in the balance sheet and the income statement
HSBC credit risk has been lowered thanks to decreasing and restructuring customer loans
Assigning to inherent risk
Tracked by line management
Take no action or accept it
Record to the risk reward profile judgment
ratio of cash to market value of total assets
MB – the market-to-book ratio of the firm
Together explanatory variables, and a constant, make up the vector Xit, which we use to predict failure at different horizons.
Vector Xit is a corporate character of financial state. It is a constant figure for respective companies.
A vector of our explanatory variables, including a constant,
Obse