Ⅰ. 펜션(Pension)의 정의
1. 펜션의 유래
유럽에서 젊은 시절 열심히 일한 사람들이 연금으로 가족과 함께 낙향하여 민박 경영을 함으로써 여생을 자연과 함께 안락하게 보내는 데서 Pension의 어원이 유래한다.
펜션(pension)은 프랑스어 “팡시왕”에서 유래하였으며 이는 연금으로 생활하면서 각지에
■Pension credit
Great Britain에 거주하는 60세 또는 그 이상의 연금수급연령을 갖춘 사람에게 적용.
(기존의 MIG - 빈곤상태에서 1파운드를 더 벌게 되면 1파운드의 급여가 줄어드는 형태(the pound for the pound withdrawal) -> 저축할 동기, 노동시장 참여 동기 낮추는 것으로 평가)
■Pension credit의 특징
1.
NATIONAL PENSION
Obligation of sign up for IKA (Social security institutions of Greece)
Monthly, pay 44.08%(employee16.00%+employer28.06%)of income
-> Get back as pension after retirement (at least working 15 years)
EKAS
Minimum living cost
65years↑
Pension1
Employee
Farmers
Official
Pension2&3
2: Personal saving system
3: Temporary salary system
(중
Concepts The National Pension
The national pension Service was established to provide pension benefits in contingency of old-age, disability or death of a breadwinner with a view to contributing to the livelihood stabilization for the promotion of the welfare of the nation.
Charge
The Minister for Health, Welfare and Family Affairs shall be in charge of the National Pension program
The range of new pension system
A reforming plan of income pension is include NDC and rebuilding the whole pension system
The range of object
The range of new pension system is include empolyee, owner-operate, executive.
if you are habitating sweden as the citizen of EU or EES you can reiceve pension
If you are not habitate in sweden more than three years, you can add up the perio
Ⅲ. Characteristics of New Pension System in Chile
1. Individual Capitalization Accounts (ICA)
In Chile, they have pension system that subscribers pay back from their individual accounts after retirement. Therefore this account have no income redistribution among inter-layers and no income transfer between generations that exist in korean pension system. ICA's contributions are not inc
In Chile, each person get their individual account, so they'll get back pension from this account that they submitted.
This account have no income redistribution among inter-layers and no income transfer between generations that exist in Korean pension system.
Each AFP set minimum rate of return and make a safety device for net getting enough rate of return.
For treating enormous asset,
Pension사업을 하기위해 떨어져 나온 독립계열사로서 blue ocean에 기반한 전략적 토대 하에 여가, 레저 산업을 Main Business로 하여 향후 국내에서 새로운 수요를 창출 할 수 있는 Pension에 투자한다.
③ Construction Company : CJ Development
대기업인 ‘CJ 개발’을 모회사로 선정한 이유는 다음과 같다.
첫째로,
Pension reformation
: respond to the change of all worker’s average wages
: Accumulative method → Benefit imposition method
In 1972 Expansion of obligatory join target
: office worker who earn a large income
: self-employed
In 1975 + disabled person
In 1981 + artist
In 1992 Pension reformation1992
: integration of identified pension laws
- workplace based insured persons:
equally shared by the employer and the employee
- individually insured persons: all amount
of contributions by themselves
- some part of administration costs of the
National Pension Service is supported by the government
Services :
provided to beneficiaries & dependents
E.g. Diagnosis, treatments of injuries and diseases, rehabilitation, c