Risk : Purchasers of diamonds and fine jewelry may not choose to shop online because online distribution channel has a lot of inconvenience itself. For example, consumers want to physically handle and examine products, especially when they buy luxury products such as diamonds. Also, they concern about the security of online transactions and the privacy of personal information. They have to wait u
Consumer trust affects intention/actual transaction by affecting usefulness, ease of use, and perceived risk
The level of risk a consumer believes exists
regarding the purchase of a specific product
from a specific retailer, whether or not
that belief is factually correct.
by Richard A. Ashley, University of Connecticut
Overall Perceived Risk
- Associated with the
Product catego
“When consumers normally purchase products through online site, their biggest concern is minimizing the performance risk. They are less worried about financial risk because internet is the cheapest place where one can purchase a product. However with electronics, consumers are most worried with minimizing their financial risk”
Perceive risk refers to the individual’s subjective belief abou
purchased for the portfolio? (Selection) 각 자산에서의 종목군 선정
위 선택질문에 대한 해답은 투자자의 위험과 수익률 선호도에 따라 각자
다른 선택을 하게 된다.
(In making these decisions, investors’ preference toward risk and return is one of the most important factor to consider.)
What is ‘Risk’?
Danger? – 위험
and contractors, then check the overall risk within the scope of required funding is a loan by calculating the appropriate limit. Interest rates and fees will be determined after an internal review. And normally loan is renewable up to 5 years. Methods of repayment classify according to business such as balloon payment and redemption by amortization. Mortgage costs, investigation costs